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Feb 23

Santander 123 Cashback Credit Card For Your Advantage at Every Turn

The Santander 123 credit card offers cashback on most of the essential sources of household expenditure. It will return 1% cashback on every pound spent in supermarkets; 2% cashback at department stores; and 3% cashback at petrol stations. Let’s consider each of these in turn. In 2010, research showed that supermarkets were worth ?107.8 billion, with food and grocery spending accounting for 53% of retail spending. The Santander 123 Cashback card offers you a small percentage back on over half of all your retail spending. The Santander 123 cashback card is eligible at supermarkets including Asda, Tesco, Sainsbury’s, Morrisons, The Co-Op, Marks & Spencer and Waitrose. Even better, it includes online shopping too; you can earn cashback with the Santander 123 card from the comfort of your own home. The Santander 123 credit card offers 2% cashback at department stores. Store cards have come under increasing scrutiny due to their extortionate rates of interest and the hard-sell marketing structures in place. In November 2011 it was announced that store cards are to come under much tighter regulation. The Santander 123 card presents a great reason to give up store cards and instead consider an option that is not only more affordable, but which offers something back too. For a small annual fee, a Santander 123 credit card offers healthy discount on most of your spending. The Santander 123 credit card offers 3% cashback on petrol, a huge boost for consumers at a time when prices at petrol pumps are reaching new heights. Campaigners lobbying for cuts in fuel duty in the 2012 budget look set to be disappointed; consumers will have to find their own ways to save. Spending ?200 per month on petrol on a Santander 123 card will result in savings of ?72 per year. Today, current Santander 123 credit card holders can earn 1% cashback on their shopping at Morrisons before earning 3% at Morrisons petrol stations where prices have already been cut by 15p per litre through the ‘Fuel Britannia’ promotion. Spend ?200 per month at supermarkets, ?100 per month at a department store, and ?200 per month at petrol stations on your Santander 123 cashback card, and your annual cashback saving is ?120. The Santander 123 cashback credit card is a card worth having. With more money back in your pocket, it makes your hard-earned cash go an awful lot further.

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